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Debt Review Removal in South Africa, Get Your Clearance Certificate

Are you under debt review and want to exit? We specialise in legal debt review removal across South Africa. Whether you've paid up all accounts or want to apply for early exit, our consultants guide you through every step and help you get your Section 71 clearance certificate as quickly as possible.

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What is Debt Review Removal?

Debt review (debt counselling) is a formal process under the National Credit Act that restructures your monthly debt repayments while flagging your credit record. To exit debt review, you need a Section 71 clearance certificate, proof that you have legally exited the process. Until then, you cannot apply for any new credit in South Africa.

How to Qualify for Debt Review Removal

  • Paid-up pathway: all accounts under debt review have been fully settled.
  • Early exit / rescission: you can prove you are no longer over-indebted and can afford your monthly obligations without debt review.

Our Debt Review Removal Process

  1. Free initial chat about your situation
  2. Document gathering and case preparation
  3. Clearance certificate or court rescission application
  4. Notification to all four credit bureaus (TransUnion, Experian, XDS, Compuscan)

How Long Does It Take?

Debt review removal in South Africa typically takes 2 to 4 months for the paid-up pathway and 3 to 6 months for early exit applications. We've helped clients receive their clearance certificates in as little as 8 weeks.

FAQ

Common Questions

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