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Judgment Removal in South Africa, Clear Your Credit Record

A default judgment can block every credit application for years. Our specialists handle the full rescission of judgment process, from court application to credit bureau notification, so you can start qualifying for credit again.

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What is a Default Judgment?

A default judgment is a court order issued against you (usually when you don't defend the matter) for an outstanding debt. Once granted, it's recorded at all four credit bureaus and stays there for up to 5 years, or until it is rescinded or paid up.

How Judgment Removal Works in South Africa

We apply to the court that issued the judgment to rescind it. Once rescinded, we notify TransUnion, Experian, XDS, and Compuscan, and the listing is removed from your credit record.

Which Judgments Can Be Removed?

  • Default judgments where the underlying debt has been paid
  • Judgments where you were not properly served
  • Judgments where the amount is incorrect
  • Judgments with valid procedural grounds for rescission

How Long Does Judgment Removal Take?

The process typically takes 6 to 10 weeks from start to finish in South Africa.

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